BODY {background:  url("images/banner1.0.gif") no-repeat;}
.leading {line-height: 22px}
ul {list-style-position: outside; list-style-image:url('images/bullet_ImageBW.gif')}

.backTop {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #FFFFFF;
}
.backTop:link {
	color: #FFFFFF;
}
.backTop:visited {
	color: #FFFFFF;
}

a:link {
	color:#000066;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	text-decoration:none;
}
a:visited {
	color:#000066;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	text-decoration:none;
}
a:hover {
	color:#990000;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	text-decoration:underline;
}
a:active {
	color:#990000;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	text-decoration:underline;
}